"Learn everything about currency and payment methods in Croatia. How to use euro, cards, and mobile payments during your stay."

 

Since Croatia adopted the euro as its official currency, tourists can now enjoy a simpler payment process during their stay. Euro is now the only official currency, meaning there’s no need to exchange money into kuna. In this guide, you’ll learn all about payment methods in Croatia, including cash, credit cards, and mobile payments.

1. Euro – Official Currency of Croatia

Croatia transitioned to euro as its official currency, making it easier for tourists from the Eurozone and other parts of the world to pay. Euro is now the only legal tender in the country, meaning you can use your euros for all types of payments, from shopping to services.

2. Paying with Euro Cash

Euro is accepted in all shops, restaurants, hotels, and tourist attractions throughout Croatia. Tourists can use cash in euros for payments, and ATMs allow withdrawals of euros in major cities and tourist areas.

3. Using Credit and Debit Cards

Credit and debit cards (MasterCard, Visa, American Express) are widely accepted in most stores, restaurants, hotels, and tourist services. Paying by card in Croatia is simple and secure. While cards are very popular, it's always a good idea to carry a small amount of cash, especially in smaller shops or at markets.

4. Mobile Payments – Apple Pay, Google Pay, and Samsung Pay

For those who prefer mobile payments, apps like Apple Pay, Google Pay, and Samsung Pay provide secure payment via smartphones. These options have become increasingly popular in Croatia and can be used in many stores, restaurants, and other businesses that accept contactless payments.

 

5. Online Payments and Reservations

Many tourist services in Croatia allow online payments through credit cards, PayPal, and other systems. Online bookings for accommodation, excursions, and attractions often offer discounted prices and enable easy payment in advance.

6. How to Exchange Money – Currency Exchange Offices and Banks

Although euro is the official currency, tourists arriving from countries that do not use the euro can exchange their currency at currency exchange offices or banks. It’s recommended to compare exchange rates before exchanging money, as they can vary.

Conclusion:

Paying in Croatia has become easier thanks to the introduction of the euro. Tourists can now use euro in all major stores, restaurants, and tourist attractions, and credit cards and mobile payments further simplify transactions. While euro is the official currency, it’s still useful to carry some cash, as smaller businesses may prefer cash payments. Enjoy your holiday in Croatia without worrying about currency!